|
一、中级英译汉试题练习精选语段40段
1. It has been 20 years since Don Diego de la Vega successfully fought Spanish oppression in Alta California as the legendary romantic hero Zorro. Imprisoned for two decades, he now must find a successor to stop Don Rafael Montero —— the powerful, former Spanish governor of Alta California who cost de la Vega his freedom his wife and his daughter, is making plans to purchase California from Mexico’s president, General Santa Anna. Alejandro Murieta, a bandit with a troubled past, is transformed by de la Vega into a new Zorro who he hopes will help him foil Montero’s schemes once and for all. The new Zorro assumes de la Vega’s mantle and enters into a romantic relationship with a woman close to his predecessor’s heart.
2. If the boss’s chair has no arms (which is usually the case with the visitor’s chair), he will probably be seen with one or both feet on the desk. If his superior enters his office, it is unlikely that the boss would take an obvious territorial (ownership) posture but would resort to more subtle gesture such as putting his foot on the lower drawer of his desk or placing his foot hard against the legs of the desk to stake his claim of the ownership.
3. Such gestures can be quite annoying if they are found during negotiation, and it is vital for you to make the person change to a different position, because the longer he stays in the legoverchair or feetondesk position, the longer he will have an indifferent or hostile attitude. An easy way to do this is to hand him something and ask him to look at it, thus forcing him to change his position.
4. As I have said many times, engagement is not the same as endorsement. We continue to have sharp differences with China, but we also believe that the best way to narrow those differences is by raising them vigorously and discussing them honestly: as President Clinton did not only in private, but openly before the Chinese people and the world.
5. For many decades, I felt equally at home whether in China or in the United States. I was as proficient in taking the New York subway as I was in cycling down a Beijing street. I could one day be staying with a poor peasant family, partaking with them their meals of steamed sorghum buns and dried cabbage and sleeping in their horse shed, and on the next I might be flying abroad on a Boeing 747 and then having dinner at the WaldorfAstoria and be equally at ease in both places and with both hosts.
6. Throughout my life, I have wanted to excel in whatever were my pursuits. But my abilities and innate intelligence are no better than aboveaverage and whatever I was able to accomplish was largely because of good luck and patrons who gave me just the right push at the right time. In 1956, I became Premier Chou Enlai’s English interpreter and I remained at that post for 17 years. During that time, in addition to accompanying the Premier in his many visits abroad, I took part in the interpretation and translation work for the Kissinger and Nixon visits to China. I then served consecutively as Counselor in the Chinese Liaison Office in Washington, D. C., Deputy Director of the Department of International Organizations and Conferences and then Deputy Director of the Department of American and Oceanic Affairs of the Foreign Ministry, MinisterCounselor in the Chinese Embassy in the United States of America, Ambassador to Fiji, Kiribati and Vanuatu, Ambassador to the Court of James’s in London, and UnderSecretaryGeneral of the United Nations.
7. Jefferson adhered to his belief “that knowledge is power, that knowledge is safety, and that knowledge is happiness.” Jefferson’s last years were brightened by outcome of the most important enterprise that he attempted after he left the presidency. It was a project that claimed his most intense interest, effort, and devotion and one that in its fruition left to him his greatest monument: the establishment of the University of Virginia. He wanted a university “on a plan so broad and liberal and modern, so as to be worth patronizing with the public support, and be a temptation to the youth of other States to come and drink of the cup of knowledge and fraternize with us.”
8. A few weeks after the opening of the university, Jefferson wrote that he was “closing the last scenes of life by fashioning and fostering an establishment for the instruction of those who are to come after us.” He hope its influence on their virtue, freedom, fame, and happiness, will be salutary and permanent. He would remain active in the affairs of the university until the end of his life, attending his last board meeting only three months before his death, and he would regard his role in founding the university as one of the greatest accomplishments of his life.
9. Mr. President, I’m very glad to have this opportunity to ask you a question. With a friendly smile you have set foot on the soil of China and you have come to the campus of Beida, so we are very excited and honored by your presence, for the Chinese people really aspire for the friendship between China and the United States on the basis of equality.
10. When the Soviet Union went away, Russia had to decide how to define its greatness. Would they attempt to develop the human capacity of the Russian people and work in partnership with their neighbors for a greater future, or would they remember the bad things happened to them in the past 200 years and think the only way they could be great would be to dominate their neighbors militarily? They chose a forward course. The world is a better place.
11. You ask me, do I really want to contain China? The answer is no. The American people have always had a very warm feeling toward China that has been interrupted from time to time when we have had problems. But if you go back through the history of our country, there’s always been a feeling on the part of our people that we ought to be close to the Chinese people. And I believe that it would be far better for the people of the United States to have a partnership on equal, respectful terms with China in the 21st century than to have to spend enormous amounts of time and money trying to contain China because we disagree with what is going on beyond our borders. So I do not want that. I want a partnership. I’m not hiding another design behind a smile, it’s what I really believe.
12. Sandwich, the snack of two slices of buttered bread with a filling, is named after the English diplomat John Montagu, 4th Earl of Sandwich (1718 ~ 1792), who was such an impulsive gambler that, preferring not to interrupt his game by leaving the gaming table to eat, would order his valet to bring food to his table. The Earl was brought food of cold beef between two slices of bread. Soon the snack became widely known as a sandwich.
13. This year, we have made great progress on our pledge to ensure that every 8yearold can read, every 12yearold can log on to the Internet, every 18yearold can go on to college. In the bill I signed last week, we helped to build a citizen army of reading tutors, which nearly doubled our investment in education technology; we expanded public school choice and competition and we provided the largest increase in Pell Grant scholarships in two decades. As we raise standards for our children, we are also providing them with the tools they need to meet the challenge and seize the opportunities of the 21st century.
14. Michael Bolton grew up idolizing such pioneers of R&B as Ray Charles and Otis Redding. Blessed with an incomparable voice and a keen songwriting ability, he began hitting radio playlists in 1983 with “Fool’s Game” for his selftitled Columbia Records album debut. After the release of The Hunger (1987), fans and critics began to take notice of this fast emerging talent, but it was 1989’s multiplatinum Soul Provider, with hit singles like the Grammywinning “How Am I Supposed To Live Without You” and the title track, that catapulted Michael to the upper echelon of pop music luminaries.
15. Jefferson never recovered from the burden of debt with which he ended his public career. His daughter Martha’s fervent wish that her father not be harassed by debt in his old age was never realized. On the contrary, nothing intruded more upon the tranquility of his declining years. Jefferson’s financial situation —— like his health —— continued to deteriorate with each passing year, and in the final year of his life it was exacerbated by the bankruptcy of his soninlaw Thomas Mann Randolph, Jr., which left him to provide for all the expenses of his daughter and his unmarried grandchildren.
16. The Prime Minister of Nepal H.E. Acharya was in Beijing at the invitation of Premier Zhou Enlai on a state visit. As was the case with Prime Minister U Nu of Burma and Prime Minister Ali Sastroamidjojo of Indonesia when they were on their state visits to China, I was assigned to be an interpreter to the delegation. But radically different from the previous occasions, when my duties were but to interpret for the lowest of the low on those delegations, that is, taking the body guards and personal servants of the dignitaries shopping or entertaining them while their principals were meeting with our state leaders by interpreting Chinese movies for them, this time, as I was informed by the Protocol, I was going to interpret for both Premier Zhou Enlai and Prime Minister Acharya, and I was going to sit at the first table with the two Prime Ministers and not at the last table with the servants. This was the first time in my life that I was entrusted with a job of such great importance.
17. For instance, sociologists have found much evidence that the size of a community is associated with bad behavior, including gambling, drugs, etc. Largecity urbanites are also more likely than their smalltown counterparts to have a cosmopolitan outlook, to display less responsibility to traditional kinship roles, to vote for leftist political candidates, and to be tolerant of nontraditional religious groups, unpopular political groups, and socalled undesirables. Everything considered, heterogeneity and unusual behavior seem to be outcomes of large population size.
18. Jack comes home from work one day to find his dog with the neighbor’s pet rabbit in his mouth. The rabbit is dead and Jack is shocked. He’s afraid that the neighbor is going to hate him forever, so he takes the dirty, chewed up rabbit into his house and gives it a bath, blowdries its fur and puts the rabbit back into the cage at the neighbor’s house, hoping they will think it died of natural causes. A few days later, the neighbor is outside and asks Jack, “Did you hear that fluffy died?”
19. With Mars the scientific stakes are arguably higher than they have ever been. The issue of whether life ever existed on the planet, and whether it persists to this day, has been highlighted by mounting evidence that the Red Planet once had abundant stable, liquid water and by the continuing controversy over suggestions the bacterial fossils rode to Earth on a meteorite from Mars. A more conclusive answer about life on Mars, past or present, would give researchers invaluable data about the range of conditions under which a planet can generate the complex chemistry that leads to life.
20. Music resources on the Internet isn’t a flashy Web site; it is just five or six pages of text with links. But with a total of nearly 2,000 links, it is a very good place to start your search for musical information on the Web. Music Resources focuses primarily on Western classical music, but the site has something for almost everyone: fan pages for bands you have never heard of (and for bands you love), record company web sites, scholarly papers, cool instruments from all over the world, discographies of your favorite jazz musicians. If they’d only add a search engine Music Resources on the Internet would be just about perfect. Access to Music Resources on the Internet: http: //www.music.indiana.edu/musicresources/
21. Although their missions blended commercial and politicalmilitary imperatives, the explorers involved all accomplished some significant science by going where no scientists had gone before. Today Mars looms as humanity’s next great terra incognito. And with doubtful prospects for a shortterm financial return, with the cold war rapidly fading memory and amid a growing emphasis on international cooperation in large space ventures, it is clear that imperatives other than profits or nationalism will have to compel human beings to leave their tracks on the planet’s reddish surface.
22. In April 1995, the United States, Britain, the Soviet Union and France held a summit conference in Geneva. The question of nuclear weapons inspection was an important item on the agenda. The US, Britain and France adopted a common stand, agreeing to certain stipulations on inspection of nuclear weapons, but the Soviet Union made it clear that they were opposed to stipulations of any sort on nuclear weapons inspection, regarding them as virtually a violation of their sovereignty and therefore totally unacceptable.
23. Marketing, on the other hand, focuses on the wants of consumers. It begins with first analyzing the preferences and demands of consumers and then producing goods that will satisfy them. This eyeontheconsumer approach is known as the marketing concept, which simply means that instead of trying to sell whatever is easiest to produce or buy for resale, the makers and dealers first endeavor to find out what the consumer wants to buy and then go about making it available for purchase.
24. Life went on. Ground was broken for the new house on a blueandgold day in December. The quads were old enough to stand, and each was given a little gilded shovel to mark the occasion. Many friends and neighbors were there, and the mayor of Swainsboro put our feelings into words: “We hope that when these babies are grown, they will look at this house and understand how much their father was respected and admired by everyone who knew him.”
25. In fact, society exploits our emotional reactions and attitudes, such as loyalty, morality, pride, shame, guilt, fear and greed, in order to maintain itself. It gives high rewards to individuals who perform important tasks such as surgery, makes heroes out of individuals for unusual or dangerous achievements such as flying fighter planes in a war, and uses the legal and penal system to make people afraid to engage in antisocial acts.
26. Originally this vast area lying to the west of Place de la Concorde was swamp land. After its proclamation, in 1667 it was turned into a wide avenue called GrandCours, reaching from the Tuileries as far as Place de Gaulle. At the beginning of the avenue are the horses of Marly; from this point as far as the Ronde Point of the Champs Elysees the avenue is flanked by a park. At the time of the Second Empire, this became the most fashionable meetingplace and upperclass residential area in all Paris. Today it may no longer have its onetime aristocratic character, but it has lost nothing of its beauty and elegance; luxurious shops, theatres, famous restaurants and important airline offices line its wide footpaths, which are always full of Parisians, tourists and a cosmopolitan throng.
27. True, we consider the length, shape, size, or texture, but an object’s physical aspects are less important than what it has done or can do to us —— hurt us, surprise us, anger us or make us joyful. We also use categorizations colored by emotions in our families, communities, and overall society. Out of our emotional experiences with objects and events comes a social feeling of agreement that certain things and actions are “good” and others are “bad”, and we apply these categories to every aspect of our social life —— from what foods we eat and what clothes we wear to how we keep promises and which people our group will accept.
28. Because the changes in world climate will be rapid, natural ecosystems —— wetlands, rain forests, savannas —— may be unable to adapt. Animals and plants that have evolved to live under a certain set of climate conditions will suddenly face different circumstances. Many will go extinct. And the potential for deadly disease outbreaks will rise: warming waters will be more hospitable to germs like those that cause cholera; disease carriers such as the Aedes aegypti mosquito may find they can survive nicely in places like northern Europe and the U.S., making illnesses such as malaria more widespread.
29. It is important that they be looking at the speaker at the precise moment when the speaker reestablishes eye contact: if they are not looking, the speaker assumes that they are disinterested and either will pause until eye contact is resumed or will terminate the conversation. Just how critical this eye maneuvering is to the maintenance of conversational flow becomes evident when two speakers are wearing dark glasses: there may be a sort of traffic jam of words caused by interruption, false starts, and unpredictable pauses.
30. The good news is that this gloomy scenario may galvanize the world’s governments into taking serious action. The first line of attack, says Florentin Krause, an IPCC contributor and director of the California —— based International Project for Sustainable Energy Paths, should be “no regrets” actions —— changes that will be beneficial no matter how much of a threat global warming turns out to be. Among them: promoting the use of energy efficient appliances and cars.
31. A study of drugstore and supermarket shelves will convince any observer that all possible sizes and shapes of boxes, jars, bottles, and tins are in use at the same time, and, as the package journals show, week by week, there is never any hesitation in introducing a new size and shape of box or bottle when it aids in product differentiation. The producers of packaged products argue strongly against changing sizes of packages to contain even weights and volumes, but no one in the trade comments unfavorably on the huge costs incurred by endless changes of package sizes, materials, shape, art work, and net weights that are used for improving a product’s market position.
32. No one much likes the idea of thawing out one of the clone kids to harvest its organs, but according to Andrew Kimbrell, author of The Human Body Shop, in the past few years an estimated 50 to 100 couples have produced babies to provide tissue for an existing child. Plus there is already a thriving market in Third World kidneys and eyes. Is growing your own really so much worse than plundering the bodies of the poor? Or maybe we’ll just clone for the fun of it. If you like a movie scene, you can rewind the tape, so when Junior II? Sooner or later, among the invitro class, instant replay will be considered a human right.
33. No man ever looks at the world with pristine eyes. He sees it edited by a definite set of customs and institutions and ways of thinking. John Dewey has said in all seriousness that the part played by custom in shaping the behavior of the individual as over against any way in which he can affect traditional custom, is as the proportion of the total vocabulary of his mother tongue over against those words of his own baby talk that are taken up into the language of his family. When one seriously studies social orders that have had the opportunity to develop independently, the figure becomes no more than an exact and matteroffact observation.
34. It is also worth pointing out that 1996 JA1 is hardly unique. Neighboring space teems with many more socalled Near Earth Objects, asteroids and comets with orbits that pass close to Earth’s path around the sun. More than 100 NEOs big enough to cause the kind of worldwide disaster that wiped out the dinosaurs (a kilometer across or larger) have already been identified and charted, but Eleanor Helin, an astronomer at the Jet Propulsion Laboratory in Pasadena, California, notes that an estimated 2000 more of these mountainsize bulks may be lurking undetected out there, to say nothing of a few hundred thousand smaller but still worrisome bouldersize objects.
35. The explosion of the Challenger space shuttle and the Russian nuclear accident at Chernobyl drive home the human quality of technology; they provide cases in which wellplanned systems suddenly went haywire and there was no ready hand to set them right. Since technology is a human creation, we are responsible for what is done with it. Pessimists worry that we will use our technology eventually to blow our world and ourselves to pieces.
36. The strain of HIV that popped up in Sydney intrigues scientists because it contains striking abnormalities in a gene that is believed to stimulate viral replication. In fact, the virus is missing so much of this particular geneknown as nef, for negative factor —— that it is hard to imagine how the gene could perform any useful function. And sure enough, while the Sydney virus retains the ability to infect T cells —— white blood cells that are critical to the immune system’s ability to ward off infection —— it makes so few copies of itself that the most powerful molecular tools can barely detect its presence.
37. If the detective has to deceive the world, the world often deceives him. Hardly anyone he meets tells him the truth. And this separation the detective feel, between himself and the rest of the world is deepened by the simple mindedness —— as he sees it —— of citizens, social workers, doctors, lawmakers, and judges, who, instead of eliminating crime punish the criminals less severely in the hope that this will make them reform. The result, detectives feels is that ninetenths of their work is recatching people who should have stayed behind bars. This makes them rather cynical.
38. But we are forgetting something. Welfare is a program for poor people, very poor people. African Americans are three times as likely as whites to fall below the poverty level and hence to have a chance of qualifying for welfare benefits. If we look at the kind of persons most likely to be eligible —— single mothers living in poverty with children under 18 to support —— we find little difference in welfare participation by race: 74.6% of African Americans in such dire straits are on welfare, compared with 64.5% of the poor white single moms.
39. That does not mean the evolution of intelligence has ended on the earth. Judging by the past, we can expect that a new species will arise out of man, surpassing his achievements as he has surpassed those of his predecessor; only a carbonchemistry enthusiast would assume that the new species must be man’s fleshandblood descendants. The new kind of intelligent life is more likely to be made of silicon.
40. Getting to know someone is a neverending task, largely because people are constantly changing and the methods we use to obtain information are often imprecise. You may have known someone for ten years and still know very little about him. If we accept the idea that we won’t very fully know another person, it enables us to deal more easily with those things that get in the way of accurate knowledge such as secrets and deceptions. It will also keep us from being too surprised or shocked by seemingly inconsistent behavior. Ironically, those things that keep us from knowing another person too well (e.g. secrets and deceptions) may be just as important to the development of a satisfying relationship as those things that enable us to obtain accurate knowledge about a person (e.g. disclosures and truthful statements).
二、高级英译汉试题练习4篇
Text 1
The technological revolutions of the last two decades have placed a severe burden on the concept of technology transfer .It is quite clear that the concept has serious limitations; with time, it is not at all clear that its methods have improved or its result progressed.
1.The underlying assumption in“technology transfer” is that the application of new discoveries to the development of new technology through the developed countries produces results which are applicable to underdeveloped countries. Although this assumption has never really been put to a true global test, it is through now clear that this can not be the main means of technological progress in developing areas such as Africa SouthEast Asian and Latin America, irrespective of its possible in developing areas such as Africa, SouthEast Asian and Latin America, irrespective of its possible utility elsewhere.2.The question is whether such an outcome is inevitable and inherent in the process or whether it merely reflects the shortage of resources and improper management. It is my contention that“technology transfer” as a vehicle of progress for the developing countries is irreparably flawed and cannot succeed.
The fundamental flaw is that“technology transfer” is cast in the die of a colonial process where through developed countries do things in ways that they find acceptable for their former colonies, the developing countries. 3.Whether the development process is carried out through citizens of the recipient nation or not is irrelevant; the philosophy upon which“technology transfer” is based, beginning with training and ending withapplication, is composed of a set of socioculturally and economically determined values within the institutionalized fabric of science, which select the questions found to bemeaningful, dictate the preferred research plans and evaluate the significanceonly of the results obtained.
Clearly, technology based on the set of determinants is not likely to be very relevant to the vastly different economic and sociocultural conditions of developing countries. It will hardly get to the needs of the developing countries, perhaps even serving to slow progress.
4.This situation must be replaced through a new process which might be called“basic knowledge transfer” as part of growth of a forefront science in the developing countries. This approach contains the following features:
Given full access to new scientific discovery at the cutting edge of science, that is, at the region of highintensity transfer from basic to applied knowledge, the scientists of developing countries can create their own technology transfer from basic to applied.
Scientists in the developing countries, in active dialog with other elements such as government, community and industry, can identify and prioritize problems and develop a practical situation.
5.The problem of internal“technology transfer” will require for each country or region a suitable number of trained scientific specialists; means for maintaining the competency of these leaders will need to be developed through each nation or region.(460 words)
Text 2
This is supposed to be an enlightened age, but you wouldnt think so if only you could hear what the average man thinks of the average woman. Women won their independence years ago. After a long, bitter struggle, they now enjoy the same educational opportunities as men in most parts of the world. They have proved repeatedly that they are equal and often superior to men in almost every field. 1.The hard-fought battle for recognition has been won, but it is through no means over. It is men, not women who still carry on the sex war because their attitude remains basically hostile. Even in the most progressive societies, women continue to be regarded as second-rate citizens. To hear some men talk, youd think that women belonged to a dif onlyferent species!
On the surface, the comments made through men about womens abilities seem lighthearted. The same tired jokes about women drivers are repeated day in and day out. 2.This apparent lightheartedness does not conceal the real contempt that men feel for women. However much men sneer at women, their claims to superiority are not borne out through statistics. Lets consider the matter of driving, for instance. 3.We all know that women cause far fewer accidents than men. They are too conscientious and responsible to drive like maniacs. But this is a minor quibble. Women have succeeded in any job you care to name. As politicians, soldiers, doctors, factory hands, university professors, farmers, company directors, lawyers, bus-conductors, scientists and presidents of countries they have often put men to shame. And we must remember that they frequently succeed brilliantly in all these fields in addition to bearing and rearing children.
4.Yet men go on maintaining the fiction that there are many jobs women can not do. Toplevel political negotiation between countries, business and banking are almost entirely controlled through men, who jealously guard their socalled“rights”. Even in otherwise enlightened places like Switzerland women havent even been given the vote. This situation is preposterous! The arguments that men put forward to exclude women from these fields are all too familiar. Women, they say, are unreliable and irrational. They depend too little on cool reasoning and too much on intuition and instinct to arrive at decisions. They are not even capable of thinking clearly. Yet when women prove their abilities, men refuse to acknowledge them and give them their due. So much for a mans ability to think clearly!
The truth is that men cling to their supremacy because of their basic inferiority complex. They shun real competition. They know in their hearts that women are superior and they are afraid of being beaten at their own game. One of the most important tasks in the world is to achieve peace between the nations. 5.You can be sure that if only women were allowed to sit round the conference table, they would succeed brilliantly, as they always do, where men have failed for centuries.
Text 3
In a sense, the new protectionism is not protectionism at all, at least not in the traditional sense of the term. The old protectionism referred only to traderestricting and tradeexpanding devices, such as the tariff or export subsidy. The new protectionism is much broader than this; it includes interventions into foreign trade but is not limited to them. 1.The new protectionism, in fact, refers to how the whole of government intervention into the private economy affects international trade. The emphasis on trade is still there, thus came the term“protection”. But what is new is the realization that virtually all government activities can affect international economic relations.
2.The emergence of the new protectionism in the Western world reflects the victory of the interventionist, or welfare economy over the market economy. Jab Tumiler writes,“The old protectionism...coexisted, without any apparent intellectual difficulty with the acceptable of the market as a national as well as an international economic distribution mechanismindeed, protectionists as well as ( if only not more than) free traders stood for laissez-faire (放任政策). 3.Now, as in the 1930’s, protectionism is an expression of a profound skepticism as to the ability of the market to distribute resources and incomes to societies’ satisfaction.”
It is precisely this profound skepticism of the market economy that is responsible for the protectionism. In a market economy, economic change of various colors implies redistribution of resources and incomes. The same opinion in many communities apparently is that such redistributions often are not proper. Therefore, the government intervenes to bring about a more desired result.
The victory of the welfare state is almost complete in northern Europe. In Sweden, Norway, Finland, Denmark, and the Netherlands, government intervention in almost all aspects of economic and social life is considered normal. 4.In Great Britain this is only somewhat less true. Government traditionally has played a very active role in economic life in France and continued to do so. Only West Germany dares to go against the tide towards excessive interventionism in Western Europe. It also happens to be the most successful Western European economy.
5.The welfare state has made significant progress in the United States as well as in Western Europe. Social security, unemployment insurance, minimumwage laws, and rent control are through now traditional welfare state elements on the American scene.
Text 4
Often referred to as“the heart of a factoring organization(代理融资公司),”the credit department is responsible for granting credit to clients’customers and for collecting the accounts receivable purchased through the factor. When factored clients submit customer orders for credit approval, the credit department analyzes the financial condition and credit worthiness of the customer, then makes a decision to approve or decline the order. 1.The department must then monitor the condition of approved customers and collect all due receivables. Careful credit checking and effective collection procedures in this department can greatly reduce the risks inherent in factoring.
As the head of the credit department, the credit manager is responsible for seeing that the department operates effectively. 2.He must develop the factor’s credit policies in consultation with senior factoring associates, and he is in overall command of everything from credit and collections to bankruptcy and liquidations. If only the factor is a commercial bank division, the credit manager is a bank vice president, and credit policy must also be approved through top management of the bank.
3.Assisting the credit manager may be several supervisors who have credit responsibilities of their own and who also oversee the analysis and approval of customer orders through the credit specialists. Credit supervisors typically spend about eighty percent of their time handling large customer orders. If only a customer order exceeds a supervisor’s credit authority, he is responsible for making recommendations to the credit manager. A supervisor also reviews a subordinate’s credit decision if only the subordinate is unsure of the extent of the credit risk or if only a client questions a particular credit decision.
In extremely large credit exposures, supervisor’s bear the responsibility for analyzing the credit position of the customers and deciding on credit limits. To do this, they must regularly obtain current data from various credit information sources. They must also have extensive contact with each customer to determine operational performance and progress. Frequently, supervisors are called upon to give advice on what should be done to improve a company’s financial condition. 4.Meeting all these responsibilities requires that each supervisor continuously observe and study the industries with which he is concerned, so that he is capable of anticipating market changes which may affect his accounts.
5.A supervisor’s major challenge is to maintain a fine balance between the demands of clients that all their customer orders be approved and the questionable financial position of some of the customers. In reviewing any credit decision, a supervisor must be capable of weighing a variety of elements, including the possibility of losing the client, the customer’s credit position, and the extent of any possible loss.
|
